CCRR®, CCRS™, CCSS™, CITRMS®, CHECMS™, CSES™, CYAFS™, and MIBIC™ are certification marks owned by the Institute of Consumer Financial Education, Inc. These marks are awarded to individuals who successfully complete the ICFE's initial certification requirements of self-study, each culminating in an examination. The ICFE does no background check on the certificate-holders, and does not by conferring the certification make any representations or guarantees other than the individual has completed the respective course(s) successfully.